Weight – Getting Started & Next Steps

All About Having our Insurance Company Cover Your Weight Loss Program.

Even though ordering for another cup of milkshake or even fries, consider the effect it will have on your body and not just ensuring you will be able to pay the full amount. When you are taking measures to make sure you get and remain obese it is not just you who has to cover the cost but your employer is going to suffer too. The latest statistics on the amount obese employees collect per year in form of health claims is 73 billion and it can even be more at this point. It takes a serious matter for the healthy employees to get in a situation that would require them to file a health claim.This is why some employers are covering several weight loss programs to encourage their employees to lose weight. The level of care and coverage you have depends on the health insurance policy you have. Now, there are employers who are allowing their workers to pay their weight loss surgeries using the health insurance card. A lot of hospitals will ask for $30000 for a bypass procedure but if you think this amount is too much you should think about how much a company will pay for the obesity-related conditions if the said employee remains obese. Remember that you should also factor in the time the employee will be off work. However, it is important to talk with the insurance company concerning gastric bypass coverage and the circumstances.

Insurance companies are out to make money and spending it is not something they enjoy which is why you still have to convince them of your need for the surgery.Therefore, make sure you have a strong recommendation from your doctor. Make sure the doctor includes things like your BMI, weight history, treatments and health conditions. You also have to show how the obesity is interfering with your duties at work and how the weight loss will help you be better at your job. You will not succeed at getting the surgery approved if you do not demonstrate your desire to change your lifestyle. You need to show them a gym membership or your intention to work with a medical nutritionist. You will not get away with going through all this trouble and throwing everything out of the window as soon as you get back on your feet. You might end up paying for the surgery on your own if you go back on the conditions and terms you agreed on because the insurance company can request for deductions on your salary.There are other weight loss programs covered by health insurance besides a gastric bypass and if you need more information about these you can check on this website.